<![CDATA[Can't take a premium account with Visa V-Pay]]>Hello ! I have a little problem :
I wanted to upgrade for a premium account but it's look like i can't.
I have a european (french) visa V-Pay card but it's say my card don't support it.
I had no problem for others monthly payment.
Do someone have a solution ?

]]>https://forums.j-novel.club/topic/2781/can-t-take-a-premium-account-with-visa-v-payRSS for NodeMon, 13 Apr 2026 13:49:28 GMTTue, 10 Dec 2019 11:46:40 GMT60<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Wed, 01 Jan 2020 13:30:14 GMT]]>@laurylyan I put some detail information about the security in this post: https://forums.j-novel.club/topic/2831/newbie-s-opinion-of-the-membership-december-2019/2

As for as it is: there is no work around without a credit card. Either getting a virtual one, an electron one (called prepaid in Europe), or a basic one is currently a must have for the JNC membership.

If you are using an European credit card, I can reassure you that there are plenty of additional security measures in place. While stripe is not as secure as PayPal, a combination with bank services does provide equally good security as PayPal does.

For example - since I am not accustomed with U.S. banks I am telling it like this - European credit cards use a three level domain security layer. Most banks have notification functions installed. I have to confirm transaction which goes beyond a certain risk level by app, and I am always informed beforehand.

Plus, by the legal terms of conditions, I got guaranteed that every transaction which is not originally mine, I will definitely get a full refund without any penalty, as long as certain conditions are met.

It is still much less convenient as PayPal, but as everyone stated it correctly: that is an unfortunate consequence of competition of the market. Except for China and Russia that is a worldwide desired standard.

]]>https://forums.j-novel.club/post/63086https://forums.j-novel.club/post/63086Wed, 01 Jan 2020 13:30:14 GMT<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Wed, 01 Jan 2020 08:24:49 GMT]]>@laurylyan
Just a clarification and you can ignore me if I misunderstood you. JNC does not store the CC info but only stores the Token to access it via Stripe which is the one that stores the CC info.

If you want to learn how secure Stripe is then the only way is to search or ask about Stripe itself rather than JNC.

]]>https://forums.j-novel.club/post/63080https://forums.j-novel.club/post/63080Wed, 01 Jan 2020 08:24:49 GMT<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Wed, 01 Jan 2020 02:28:35 GMT]]>@laurylyan I think there's some posts about this that PayPal is more expensive and JNC uses Stripe which is also a competitor for PayPal

]]>https://forums.j-novel.club/post/63058https://forums.j-novel.club/post/63058Wed, 01 Jan 2020 02:28:35 GMT<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Wed, 01 Jan 2020 00:50:48 GMT]]>Hum... Kind of a stoopid question, but why can't we get a membership through PayPal???
I'm not a big fan of putting my CC infos into a website I don't "know"...
I'd like too get a membership or even a Premium one, but...My CC? That's a "no no" for me...

]]>https://forums.j-novel.club/post/63048https://forums.j-novel.club/post/63048Wed, 01 Jan 2020 00:50:48 GMT<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Tue, 10 Dec 2019 17:19:36 GMT]]>@serah

(Coucou !)

Thanks for your answer.
Finally i had a solution : change my card for a better one ...
I had a fast answer and so in three days, i will have a better one. :)
I will just found another solution for the first month !
But yeah, it's look like we found the same solution.

]]>https://forums.j-novel.club/post/60737https://forums.j-novel.club/post/60737Tue, 10 Dec 2019 17:19:36 GMT<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Tue, 10 Dec 2019 13:33:28 GMT]]>@shiroiryu Salut~

Since your issue seems to be the same as mine (https://forums.j-novel.club/topic/21/value-of-memberships/24?page=2) I like to share with you my current way to solve it. After checking several suspicious payment sites with high fees (Revolut e.g. asked of me to pay 7,99 British Pounds per month for a virtual credit card), I decided to get une carte prépayées from my bank - hoping that will solve it with stripe.

At least I expect so, if a debit visa/MasterCard/Diner should work.

]]>https://forums.j-novel.club/post/60724https://forums.j-novel.club/post/60724Tue, 10 Dec 2019 13:33:28 GMT<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Tue, 10 Dec 2019 13:23:57 GMT]]>Sadly, it's look like the SMS from Revolut card never came.
I will try to found other alternatives and try one more time here too. ^^

]]>https://forums.j-novel.club/post/60722https://forums.j-novel.club/post/60722Tue, 10 Dec 2019 13:23:57 GMT<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Tue, 10 Dec 2019 12:31:57 GMT]]>Thanks for your fast answer.
And with that i could buy the premium account so ! Good to know !

]]>https://forums.j-novel.club/post/60718https://forums.j-novel.club/post/60718Tue, 10 Dec 2019 12:31:57 GMT<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Tue, 10 Dec 2019 12:28:05 GMT]]>I am not to knowledge about V-Pay, but according to this site, V-Pat only works on sites with Verified by Visa integration, and J-Novel Club does not have that integration in their payment method.

Hopefully what @sniper_samurai said works for!

]]>https://forums.j-novel.club/post/60717https://forums.j-novel.club/post/60717Tue, 10 Dec 2019 12:28:05 GMT<![CDATA[Reply to Can't take a premium account with Visa V-Pay on Tue, 10 Dec 2019 12:23:55 GMT]]>@shiroiryu Sign up for a Revolut card, this is free if you don't want a physical card.

You should be able to load funds from the v-pay card to the Revolut and use that.

]]>https://forums.j-novel.club/post/60716https://forums.j-novel.club/post/60716Tue, 10 Dec 2019 12:23:55 GMT